Tools & Resources

Tools and Resources


Our financial responsibilities are constantly in motion, shifting as we move through our lives. Different life stages come with different financial demands, and understanding your current and future needs can set you on the path toward lifelong financial success.

Follow the links below for helpful financial information on important life stages

 

Financial Planning

Retirement Planning

RRIF Calculator Assiniboine Credit Union

Retirement Planner Assiniboine Credit Union

Benefits of Year-Round RRSP ContributionsAdvocis

Make up Missed RRSP ContributionsAdvocis

Retirement Savings – how much is enough?Advocis

RRSPs your Key Investments – Advocis

RRSP Consumer Tips – Advocis

Canadian Retirement Income Calculator  - Financial Consumer Agency of Canada

Determining How Much Money You Need For Retirement  - Financial Consumer Agency of Canada

Living or Traveling Abroad When You Retire   - Financial Consumer Agency of Canada

Working While Collecting a Pension - Financial Consumer Agency of Canada

Budgeting During Retirement - Financial Consumer Agency of Canada

Sources of Retirement Income - Financial Consumer Agency of Canada

Public Pensions – Canada Pension Plan - Government of Canada

Public Pensions – Old Age Security - Government of Canada

Public Pensions – Allowance for People age 60 – 64   - Government of Canada

Public Pensions – Survivor’s Pension  - Government of Canada

Public Pensions – Canada Pension Plan Disability Benefits - Government of Canada

Public Pensions – Guaranteed Income Supplement - Government of Canada

Public Pensions – Allowance for the Survivor  - Government of Canada

Saving for Retirement- Government of Canada

Your Retirement Financial Checklist- Government of Canada

Housing Options for Seniors  -  Government of Canada

Estate Planning

Inheritance: More than just money Advocis

Choosing a beneficiaryAdvocis

Deceased Estate Handbook Public Guardian & Trustee of Manitoba

Powers of Attorney & the Public Guardian and TrusteePublic Guardian & Trustee of Manitoba

Preparing for your deathAdvocis

Settling an Estate Advocis

The joys of giving Advocis

Making a Will and Planning Your Estate  - Government of Canada

Being an estate representative and settling the estate - Government of Canada

Giving Power of Attorney - Government of Canada

What to do when someone dies - Government of Canada

Insurance and Estate Planning for Parents  - Government of Canada

Tax Returns and Tax Planning

Get your benefitsUniversity of Manitoba

Taxing Canadian TwosomesAdvocis

Principal Residence and Other Real Estate - Government of Canada

Tax Credits When Living With a Disability - Government of Canada

Tax Deductions, Credits, and Expenses - Government of Canada

Savings for your Child

Investing in your child’s future: The basics of RESPsManitoba Securities Commission

Education Needs CalculatorAssiniboine Credit Union

How to save for a childAdvocis

Debt & Borrowing

Loan CalculatorAssiniboine Credit Union

Mortgage CalculatorAssiniboine Credit Union

Trusts Education Program – Credit & Credit CardsPublic Guardian & Trustee of Manitoba

Mortgage Calculator - Financial Consumer Agency of Canada

Vehicle Lease or Buy Calculator  - Financial Consumer Agency of Canada

Financial Goal Calculator – Plan to get out of debt - Financial Consumer Agency of Canada

Mortgage Qualifier Tool - Financial Consumer Agency of Canada

Credit Card Comparison - Financial Consumer Agency of Canada

Credit Card Payment Calculator - Financial Consumer Agency of Canada

Checking for Errors on Your Credit Report - Financial Consumer Agency of Canada

Credit Cards – Rights and Responsibilities - Financial Consumer Agency of Canada

Getting Help from a Credit Counsellor - Financial Consumer Agency of Canada

Credit and Loan Insurance – Decide if you need credit and loan insurance - Financial Consumer Agency of Canada

Understanding your Credit Report - Financial Consumer Agency of Canada

Improving Your Credit Score  - Financial Consumer Agency of Canada

Workshop on Understanding your Credit Report and Score - Financial Consumer Agency of Canada

Credit Score and Report Basics - Financial Consumer Agency of Canada

Ordering Your Credit Report and Score  - Financial Consumer Agency of Canada

How long information stays on your Credit Report - Financial Consumer Agency of Canada

Choosing a Credit Card - Financial Consumer Agency of Canada

Joint Credit Cards  - Financial Consumer Agency of Canada

How Credit Cards Work - Financial Consumer Agency of Canada

Using Your Credit Card Responsibly - Financial Consumer Agency of Canada

Paying Off Your Credit Card - Financial Consumer Agency of Canada

Cancelling Your Credit Card - Financial Consumer Agency of Canada

Paying Down Debt While Unemployed - Financial Consumer Agency of Canada

Credit and Loans – Rights and Responsibilities - Financial Consumer Agency of Canada

Mortgages – Rights and Responsibilities - Financial Consumer Agency of Canada

Budgeting & Saving

Start out with good habitsAdvocis

Trusts Education Program: Goal SettingPublic Guardian & Trustee of Manitoba

Trusts Education Program: BudgetingPublic Guardian & Trustee of Manitoba

Trusts Education Program: Banking 101Public Guardian & Trustee of Manitoba

TFSA CalculatorAssiniboine Credit Union

Trust Education Program: Cost of LivingPublic Guardian & Trustee of Manitoba

How to afford your vacation Advocis

Budgeting Calculator - Financial Consumer Agency of Canada

Account Comparison Tool  - Financial Consumer Agency of Canada

Financial Goal Calculator – Set your savings goal - Financial Consumer Agency of Canada

Making a Budget - Financial Consumer Agency of Canada

Opening a Bank Account - Financial Consumer Agency of Canada

Pre-authorized Debits - Financial Consumer Agency of Canada

Deposit Insurance - Financial Consumer Agency of Canada

Bank Closures  - Financial Consumer Agency of Canada

Cashing a Cheque - Financial Consumer Agency of Canada

Unclaimed Bank Balances - Financial Consumer Agency of Canada

Chequing Accounts - Financial Consumer Agency of Canada

Savings Accounts - Financial Consumer Agency of Canada

Low-cost and No-cost Accounts - Financial Consumer Agency of Canada

Joint Accounts - Financial Consumer Agency of Canada

The Tax Free Savings Account - Government of Canada

Online Banking - Financial Consumer Agency of Canada

ATM Fees -  Financial Consumer Agency of Canada

Using Debit Cards -  Financial Consumer Agency of Canada

Cashing a Government of Canada Cheque -  Financial Consumer Agency of Canada

Budgeting While Unemployed  -  Financial Consumer Agency of Canada

Maintaining a Home -  Financial Consumer Agency of Canada

Budgeting During Retirement -  Financial Consumer Agency of Canada

Saving for Retirement -  Financial Consumer Agency of Canada

Setting Savings and Investment Goals -  Financial Consumer Agency of Canada

Savings and Investments – Rights and Responsibilities -  Financial Consumer Agency of Canada

 

Investing

Before you investManitoba Securities Commission

Investing basics: Getting StartedManitoba Securities Commission

Investments at a glanceManitoba Securities Commission

Investments 101Manitoba Securities Commission

Trusts Education Program: Investment OptionsPublic Guardian & Trustee of Manitoba

Understanding Mutual FundsManitoba Securities Commission

Segregated funds come with a guaranteeAdvocis

Changes to Segregated Funds: What you need to knowAdvocis

An Investment PrimerAdvocis

Investment GlossaryManitoba Securities Commission

Types of InvestmentsManitoba Securities Commission

Getting StartedManitoba Securities Commission

Before you investManitoba Securities Commission

Insurance

Insure a stay-at-home parent Advocis

Health insurance for travellersAdvocis

Disability Insurance: A necessityAdvocis

Plans to cover health, long term, and critical illnessAdvocis

Is term insurance enough?Advocis

Why buy life insuranceAdvocis

What is the best policy for you?Advocis

Working with your Life Insurance agent Insurance Council of Manitoba

Working with your General Insurance agentInsurance Council of Manitoba

Determining Your Insurance Needs   - Financial Consumer Agency of Canada

Decide if you need additional health insurance - Financial Consumer Agency of Canada

Why you may need home insurance - Financial Consumer Agency of Canada

Decide if you need disability insurance - Financial Consumer Agency of Canada

Insurance for your small business - Canada Business Network

Getting an Insurance Policy - Financial Consumer Agency of Canada

Decide if you need life insurance - Financial Consumer Agency of Canada

Why you need car insurance - Financial Consumer Agency of Canada

Critical Illness Insurance - Financial Consumer Agency of Canada

Long Term Care Insurance - Financial Consumer Agency of Canada

Travel Insurance - Government of Canada

Making an insurance claim - Financial Consumer Agency of Canada

Making a complaint against your insurance provider - Financial Consumer Agency of Canada

Credit Card Balance Insurance - Financial Consumer Agency of Canada

Insurance and Estate Planning for Parents - Financial Consumer Agency of Canada

 

Teaching Children about Money

Budgeting and planning – Canadian Foundation for Economic Education/Investors Group

Buying things – Canadian Foundation for Economic Education/Investors Group

Canada's financial system – Canadian Foundation for Economic Education/Investors Group

The Canadian economy: the big picture – Canadian Foundation for Economic Education/Investors Group

Credit, loans and borrowing – Canadian Foundation for Economic Education/Investors Group

Make it Count: Be a youth money mentorThe Manitoba Securities Commission

Make it Count: parent's guide to youth money management – The Manitoba Securities Commission

Make it Count: an instructor's guide to youth money management – The Manitoba Securities Commission

Money: a historical look – Canadian Foundation for Economic Education/Investors Group

Money: its functions and characteristics – Canadian Foundation for Economic Education/Investors Group

Money and Youth: a guide to financial literacy – Canadian Foundation for Economic Education/Investors Group

Money and Youth: teacher's guide – Canadian Foundation for Economic Education/Investors Group

Money and Youth: parent's guide – Canadian Foundation for Economic Education/Investors Group

Money basics – Canadian Foundation for Economic Education/Investors Group

Money sources – Canadian Foundation for Economic Education/Investors Group

Saving and investing – Canadian Foundation for Economic Education/Investors Group

Changes in your Life

Financial Considerations when remarryingAdvocis

Inheritance: more than just moneyAdvocis

Sandwich generation – Are you caught in the middle? - Manitoba Securities Commission

Talk money before marriageAdvocis

The right time to buy a homeAdvocis

Your new financial reality: Managing financial change during health and disability issuesCommunity Financial Counselling Services

Losing Your Job – Paying Down Debt While Unemployed - Financial Consumer Agency of Canada

Losing Your Job – Understanding Your Severance Pay  - Financial Consumer Agency of Canada

Losing Your Job – Sources of Income After Job Loss  - Financial Consumer Agency of Canada

Losing Your Job – Budgeting While Unemployed - Financial Consumer Agency of Canada

Losing Your Job – Taking a Buy Out Offer - Financial Consumer Agency of Canada

Losing Your Job - Financial Consumer Agency of Canada

Buying A Home - Financial Consumer Agency of Canada

Selling a Home - Financial Consumer Agency of Canada

Starting Your First Job - Financial Consumer Agency of Canada

Getting Separated or Divorced - Financial Consumer Agency of Canada

Living as a Couple - Financial Consumer Agency of Canada

Starting a Family - Financial Consumer Agency of Canada

Renting Your First Apartment - Financial Consumer Agency of Canada

Living with a Disability - Financial Consumer Agency of Canada

Fraud / Scams / Financial Abuse

Identifying and Preventing Financial AbuseManitoba Securities Commission

Scam artists pursue adults over 50Manitoba Securities Commission

The ABCs of Senior Investment FraudManitoba Securities Commission

Boiler Room Scams – Could you be vulnerable?Manitoba Securities Commission

Common ScamsManitoba Securities Commission & RCMP

Complaints & GuidanceManitoba Securities Commission

Financial Concerns ChecklistManitoba Securities Commission

Investment Fraud on the internetManitoba Securities Commission

Protect your money: Avoiding frauds and scamsManitoba Securities Commission

Red flags of investment fraudManitoba Securities Commission & RCMP

Report investment fraudManitoba Securities Commission & RCMP

How to protect yourselfManitoba Securities Commission

Important TipsManitoba Securities Commission

What every older Canadian should know about:  Powers of Attorney and Joint Accounts - Government of Canada

Resolving an unauthorized transaction - Financial Consumer Agency of Canada

Debit Card Fraud - Financial Consumer Agency of Canada

Credit Card Fraud  - Financial Consumer Agency of Canada

Protection against unauthorized credit and debit transactions - Financial Consumer Agency of Canada

Insurance Scams - Financial Consumer Agency of Canada

 

 

Finding a Financial Advisor

Finding the right financial advisorAdvocis

Interviewing a financial advisorAdvocis

Working with a financial advisorManitoba Securities Commission

Questions to ask when choosing a financial advisorManitoba Securities Commission

Understanding RegistrationManitoba Securities Commission

Who’s minding your money?Advocis

An advisor for all seasonsAdvocis

Whose advice can you trust?Advocis

Working with your life insurance agentInsurance Council of Manitoba

Check before you investManitoba Securities Commission

Insurance Council of ManitobaLicence Search

Manitoba Securities CommissionDisciplinedList

Check if your advisor is a member of Advocis –The Financial Advisors Association of Canada

Check if your advisor is a Certified Financial Planner® –The Financial Planning Standards Council

Poverty interventions for Child Health – a practical tool – University of Manitoba

Poverty intervention for Child Health – a clinical toolUniversity of Manitoba

Making a complaint against your insurance provider - Financial Consumer Agency of Canada

Making a complaint to your financial institution  - Financial Consumer Agency of Canada

 

Improving your Financial Literacy

Financial Literacy Self-Assessment Quiz - Financial Consumer Agency of Canada

Financial Planning

Retirement Planning

RRIF Calculator Assiniboine Credit Union

Retirement Planner Assiniboine Credit Union

Benefits of Year-Round RRSP ContributionsAdvocis

Make up Missed RRSP ContributionsAdvocis

Retirement Savings – how much is enough?Advocis

RRSPs your Key Investments – Advocis

RRSP Consumer Tips – Advocis

Canadian Retirement Income Calculator  - Financial Consumer Agency of Canada

Determining How Much Money You Need For Retirement  - Financial Consumer Agency of Canada

Living or Traveling Abroad When You Retire   - Financial Consumer Agency of Canada

Working While Collecting a Pension - Financial Consumer Agency of Canada

Budgeting During Retirement - Financial Consumer Agency of Canada

Sources of Retirement Income - Financial Consumer Agency of Canada

Public Pensions – Canada Pension Plan - Government of Canada

Public Pensions – Old Age Security - Government of Canada

Public Pensions – Allowance for People age 60 – 64   - Government of Canada

Public Pensions – Survivor’s Pension  - Government of Canada

Public Pensions – Canada Pension Plan Disability Benefits - Government of Canada

Public Pensions – Guaranteed Income Supplement - Government of Canada

Public Pensions – Allowance for the Survivor  - Government of Canada

Saving for Retirement- Government of Canada

Your Retirement Financial Checklist- Government of Canada

Housing Options for Seniors  -  Government of Canada

Estate Planning

Inheritance: More than just money Advocis

Choosing a beneficiaryAdvocis

Deceased Estate Handbook Public Guardian & Trustee of Manitoba

Powers of Attorney & the Public Guardian and TrusteePublic Guardian & Trustee of Manitoba

Preparing for your deathAdvocis

Settling an Estate Advocis

The joys of giving Advocis

Making a Will and Planning Your Estate  - Government of Canada

Being an estate representative and settling the estate - Government of Canada

Giving Power of Attorney - Government of Canada

What to do when someone dies - Government of Canada

Insurance and Estate Planning for Parents  - Government of Canada

Tax Returns and Tax Planning

Get your benefitsUniversity of Manitoba

Taxing Canadian TwosomesAdvocis

Principal Residence and Other Real Estate - Government of Canada

Tax Credits When Living With a Disability - Government of Canada

Tax Deductions, Credits, and Expenses - Government of Canada

Savings for your Child

Investing in your child’s future: The basics of RESPsManitoba Securities Commission

Education Needs CalculatorAssiniboine Credit Union

How to save for a childAdvocis

Debt & Borrowing

Loan CalculatorAssiniboine Credit Union

Mortgage CalculatorAssiniboine Credit Union

Trusts Education Program – Credit & Credit CardsPublic Guardian & Trustee of Manitoba

Mortgage Calculator - Financial Consumer Agency of Canada

Vehicle Lease or Buy Calculator  - Financial Consumer Agency of Canada

Financial Goal Calculator – Plan to get out of debt - Financial Consumer Agency of Canada

Mortgage Qualifier Tool - Financial Consumer Agency of Canada

Credit Card Comparison - Financial Consumer Agency of Canada

Credit Card Payment Calculator - Financial Consumer Agency of Canada

Checking for Errors on Your Credit Report - Financial Consumer Agency of Canada

Credit Cards – Rights and Responsibilities - Financial Consumer Agency of Canada

Getting Help from a Credit Counsellor - Financial Consumer Agency of Canada

Credit and Loan Insurance – Decide if you need credit and loan insurance - Financial Consumer Agency of Canada

Understanding your Credit Report - Financial Consumer Agency of Canada

Improving Your Credit Score  - Financial Consumer Agency of Canada

Workshop on Understanding your Credit Report and Score - Financial Consumer Agency of Canada

Credit Score and Report Basics - Financial Consumer Agency of Canada

Ordering Your Credit Report and Score  - Financial Consumer Agency of Canada

How long information stays on your Credit Report - Financial Consumer Agency of Canada

Choosing a Credit Card - Financial Consumer Agency of Canada

Joint Credit Cards  - Financial Consumer Agency of Canada

How Credit Cards Work - Financial Consumer Agency of Canada

Using Your Credit Card Responsibly - Financial Consumer Agency of Canada

Paying Off Your Credit Card - Financial Consumer Agency of Canada

Cancelling Your Credit Card - Financial Consumer Agency of Canada

Paying Down Debt While Unemployed - Financial Consumer Agency of Canada

Credit and Loans – Rights and Responsibilities - Financial Consumer Agency of Canada

Mortgages – Rights and Responsibilities - Financial Consumer Agency of Canada

Budgeting & Saving

Start out with good habitsAdvocis

Trusts Education Program: Goal SettingPublic Guardian & Trustee of Manitoba

Trusts Education Program: BudgetingPublic Guardian & Trustee of Manitoba

Trusts Education Program: Banking 101Public Guardian & Trustee of Manitoba

TFSA CalculatorAssiniboine Credit Union

Trust Education Program: Cost of LivingPublic Guardian & Trustee of Manitoba

How to afford your vacation Advocis

Budgeting Calculator - Financial Consumer Agency of Canada

Account Comparison Tool  - Financial Consumer Agency of Canada

Financial Goal Calculator – Set your savings goal - Financial Consumer Agency of Canada

Making a Budget - Financial Consumer Agency of Canada

Opening a Bank Account - Financial Consumer Agency of Canada

Pre-authorized Debits - Financial Consumer Agency of Canada

Deposit Insurance - Financial Consumer Agency of Canada

Bank Closures  - Financial Consumer Agency of Canada

Cashing a Cheque - Financial Consumer Agency of Canada

Unclaimed Bank Balances - Financial Consumer Agency of Canada

Chequing Accounts - Financial Consumer Agency of Canada

Savings Accounts - Financial Consumer Agency of Canada

Low-cost and No-cost Accounts - Financial Consumer Agency of Canada

Joint Accounts - Financial Consumer Agency of Canada

The Tax Free Savings Account - Government of Canada

Online Banking - Financial Consumer Agency of Canada

ATM Fees -  Financial Consumer Agency of Canada

Using Debit Cards -  Financial Consumer Agency of Canada

Cashing a Government of Canada Cheque -  Financial Consumer Agency of Canada

Budgeting While Unemployed  -  Financial Consumer Agency of Canada

Maintaining a Home -  Financial Consumer Agency of Canada

Budgeting During Retirement -  Financial Consumer Agency of Canada

Saving for Retirement -  Financial Consumer Agency of Canada

Setting Savings and Investment Goals -  Financial Consumer Agency of Canada

Savings and Investments – Rights and Responsibilities -  Financial Consumer Agency of Canada

 

Investing

Before you investManitoba Securities Commission

Investing basics: Getting StartedManitoba Securities Commission

Investments at a glanceManitoba Securities Commission

Investments 101Manitoba Securities Commission

Trusts Education Program: Investment OptionsPublic Guardian & Trustee of Manitoba

Understanding Mutual FundsManitoba Securities Commission

Segregated funds come with a guaranteeAdvocis

Changes to Segregated Funds: What you need to knowAdvocis

An Investment PrimerAdvocis

Investment GlossaryManitoba Securities Commission

Types of InvestmentsManitoba Securities Commission

Getting StartedManitoba Securities Commission

Before you investManitoba Securities Commission

Teaching Children about Money

Budgeting and planning – Canadian Foundation for Economic Education/Investors Group

Buying things – Canadian Foundation for Economic Education/Investors Group

Canada's financial system – Canadian Foundation for Economic Education/Investors Group

The Canadian economy: the big picture – Canadian Foundation for Economic Education/Investors Group

Credit, loans and borrowing – Canadian Foundation for Economic Education/Investors Group

Make it Count: Be a youth money mentorThe Manitoba Securities Commission

Make it Count: parent's guide to youth money management – The Manitoba Securities Commission

Make it Count: an instructor's guide to youth money management – The Manitoba Securities Commission

Money: a historical look – Canadian Foundation for Economic Education/Investors Group

Money: its functions and characteristics – Canadian Foundation for Economic Education/Investors Group

Money and Youth: a guide to financial literacy – Canadian Foundation for Economic Education/Investors Group

Money and Youth: teacher's guide – Canadian Foundation for Economic Education/Investors Group

Money and Youth: parent's guide – Canadian Foundation for Economic Education/Investors Group

Money basics – Canadian Foundation for Economic Education/Investors Group

Money sources – Canadian Foundation for Economic Education/Investors Group

Saving and investing – Canadian Foundation for Economic Education/Investors Group

Fraud / Scams / Financial Abuse

Identifying and Preventing Financial AbuseManitoba Securities Commission

Scam artists pursue adults over 50Manitoba Securities Commission

The ABCs of Senior Investment FraudManitoba Securities Commission

Boiler Room Scams – Could you be vulnerable?Manitoba Securities Commission

Common ScamsManitoba Securities Commission & RCMP

Complaints & GuidanceManitoba Securities Commission

Financial Concerns ChecklistManitoba Securities Commission

Investment Fraud on the internetManitoba Securities Commission

Protect your money: Avoiding frauds and scamsManitoba Securities Commission

Red flags of investment fraudManitoba Securities Commission & RCMP

Report investment fraudManitoba Securities Commission & RCMP

How to protect yourselfManitoba Securities Commission

Important TipsManitoba Securities Commission

 

Finding a Financial Advisor

Finding the right financial advisorAdvocis

Interviewing a financial advisorAdvocis

Working with a financial advisorManitoba Securities Commission

Questions to ask when choosing a financial advisorManitoba Securities Commission

Understanding RegistrationManitoba Securities Commission

Who’s minding your money?Advocis

An advisor for all seasonsAdvocis

Whose advice can you trust?Advocis

Working with your life insurance agentInsurance Council of Manitoba

Check before you investManitoba Securities Commission

Insurance Council of ManitobaLicence Search

Manitoba Securities CommissionDisciplinedList

Check if your advisor is a member of Advocis –The Financial Advisors Association of Canada

Check if your advisor is a Certified Financial Planner® –The Financial Planning Standards Council

Poverty interventions for Child Health – a practical tool – University of Manitoba

Poverty intervention for Child Health – a clinical toolUniversity of Manitoba