Tools and Resources
Our financial responsibilities are constantly in motion, shifting as we move through our lives. Different life stages come with different financial demands, and understanding your current and future needs can set you on the path toward lifelong financial success.
Follow the links below for helpful financial information on important life stages
Financial Planning
Women need financial planning – Advocis
Financial Goal Calculator (Financial Consumer Agency of Canada) - Financial Consumer Agency of Canada
Retirement Planning
RRIF Calculator – Assiniboine Credit Union
Retirement Planner – Assiniboine Credit Union
Benefits of Year-Round RRSP Contributions – Advocis
Make up Missed RRSP Contributions – Advocis
Retirement Savings – how much is enough? – Advocis
RRSPs your Key Investments – Advocis
RRSP Consumer Tips – Advocis
Canadian Retirement Income Calculator - Financial Consumer Agency of Canada
Determining How Much Money You Need For Retirement - Financial Consumer Agency of Canada
Living or Traveling Abroad When You Retire - Financial Consumer Agency of Canada
Working While Collecting a Pension - Financial Consumer Agency of Canada
Budgeting During Retirement - Financial Consumer Agency of Canada
Sources of Retirement Income - Financial Consumer Agency of Canada
Public Pensions – Canada Pension Plan - Government of Canada
Public Pensions – Old Age Security - Government of Canada
Public Pensions – Allowance for People age 60 – 64 - Government of Canada
Public Pensions – Survivor’s Pension - Government of Canada
Public Pensions – Canada Pension Plan Disability Benefits - Government of Canada
Public Pensions – Guaranteed Income Supplement - Government of Canada
Public Pensions – Allowance for the Survivor - Government of Canada
Saving for Retirement- Government of Canada
Your Retirement Financial Checklist- Government of Canada
Housing Options for Seniors - Government of Canada
Estate Planning
Inheritance: More than just money – Advocis
Choosing a beneficiary – Advocis
Deceased Estate Handbook – Public Guardian & Trustee of Manitoba
Powers of Attorney & the Public Guardian and Trustee – Public Guardian & Trustee of Manitoba
Preparing for your death – Advocis
Settling an Estate – Advocis
The joys of giving – Advocis
Making a Will and Planning Your Estate - Government of Canada
Being an estate representative and settling the estate - Government of Canada
Giving Power of Attorney - Government of Canada
What to do when someone dies - Government of Canada
Insurance and Estate Planning for Parents - Government of Canada
Tax Returns and Tax Planning
Get your benefits – University of Manitoba
Taxing Canadian Twosomes – Advocis
Principal Residence and Other Real Estate - Government of Canada
Tax Credits When Living With a Disability - Government of Canada
Tax Deductions, Credits, and Expenses - Government of Canada
Savings for your Child
Investing in your child’s future: The basics of RESPs – Manitoba Securities Commission
Education Needs Calculator – Assiniboine Credit Union
How to save for a child – Advocis
Debt & Borrowing
Loan Calculator – Assiniboine Credit Union
Mortgage Calculator – Assiniboine Credit Union
Trusts Education Program – Credit & Credit Cards – Public Guardian & Trustee of Manitoba
Mortgage Calculator - Financial Consumer Agency of Canada
Vehicle Lease or Buy Calculator - Financial Consumer Agency of Canada
Financial Goal Calculator – Plan to get out of debt - Financial Consumer Agency of Canada
Mortgage Qualifier Tool - Financial Consumer Agency of Canada
Credit Card Comparison - Financial Consumer Agency of Canada
Credit Card Payment Calculator - Financial Consumer Agency of Canada
Checking for Errors on Your Credit Report - Financial Consumer Agency of Canada
Credit Cards – Rights and Responsibilities - Financial Consumer Agency of Canada
Getting Help from a Credit Counsellor - Financial Consumer Agency of Canada
Credit and Loan Insurance – Decide if you need credit and loan insurance - Financial Consumer Agency of Canada
Understanding your Credit Report - Financial Consumer Agency of Canada
Improving Your Credit Score - Financial Consumer Agency of Canada
Workshop on Understanding your Credit Report and Score - Financial Consumer Agency of Canada
Credit Score and Report Basics - Financial Consumer Agency of Canada
Ordering Your Credit Report and Score - Financial Consumer Agency of Canada
How long information stays on your Credit Report - Financial Consumer Agency of Canada
Choosing a Credit Card - Financial Consumer Agency of Canada
Joint Credit Cards - Financial Consumer Agency of Canada
How Credit Cards Work - Financial Consumer Agency of Canada
Using Your Credit Card Responsibly - Financial Consumer Agency of Canada
Paying Off Your Credit Card - Financial Consumer Agency of Canada
Cancelling Your Credit Card - Financial Consumer Agency of Canada
Paying Down Debt While Unemployed - Financial Consumer Agency of Canada
Credit and Loans – Rights and Responsibilities - Financial Consumer Agency of Canada
Mortgages – Rights and Responsibilities - Financial Consumer Agency of Canada
Budgeting & Saving
Start out with good habits – Advocis
Trusts Education Program: Goal Setting – Public Guardian & Trustee of Manitoba
Trusts Education Program: Budgeting – Public Guardian & Trustee of Manitoba
Trusts Education Program: Banking 101 – Public Guardian & Trustee of Manitoba
TFSA Calculator – Assiniboine Credit Union
Trust Education Program: Cost of Living – Public Guardian & Trustee of Manitoba
How to afford your vacation – Advocis
Budgeting Calculator - Financial Consumer Agency of Canada
Account Comparison Tool - Financial Consumer Agency of Canada
Financial Goal Calculator – Set your savings goal - Financial Consumer Agency of Canada
Making a Budget - Financial Consumer Agency of Canada
Opening a Bank Account - Financial Consumer Agency of Canada
Pre-authorized Debits - Financial Consumer Agency of Canada
Deposit Insurance - Financial Consumer Agency of Canada
Bank Closures - Financial Consumer Agency of Canada
Cashing a Cheque - Financial Consumer Agency of Canada
Unclaimed Bank Balances - Financial Consumer Agency of Canada
Chequing Accounts - Financial Consumer Agency of Canada
Savings Accounts - Financial Consumer Agency of Canada
Low-cost and No-cost Accounts - Financial Consumer Agency of Canada
Joint Accounts - Financial Consumer Agency of Canada
The Tax Free Savings Account - Government of Canada
Online Banking - Financial Consumer Agency of Canada
ATM Fees - Financial Consumer Agency of Canada
Using Debit Cards - Financial Consumer Agency of Canada
Cashing a Government of Canada Cheque - Financial Consumer Agency of Canada
Budgeting While Unemployed - Financial Consumer Agency of Canada
Maintaining a Home - Financial Consumer Agency of Canada
Budgeting During Retirement - Financial Consumer Agency of Canada
Saving for Retirement - Financial Consumer Agency of Canada
Setting Savings and Investment Goals - Financial Consumer Agency of Canada
Savings and Investments – Rights and Responsibilities - Financial Consumer Agency of Canada
Investing
Before you invest – Manitoba Securities Commission
Investing basics: Getting Started – Manitoba Securities Commission
Investments at a glance – Manitoba Securities Commission
Investments 101 – Manitoba Securities Commission
Trusts Education Program: Investment Options – Public Guardian & Trustee of Manitoba
Understanding Mutual Funds – Manitoba Securities Commission
Segregated funds come with a guarantee – Advocis
Changes to Segregated Funds: What you need to know – Advocis
An Investment Primer – Advocis
Investment Glossary – Manitoba Securities Commission
Types of Investments – Manitoba Securities Commission
Getting Started – Manitoba Securities Commission
Before you invest – Manitoba Securities Commission
Insurance
Insure a stay-at-home parent – Advocis
Health insurance for travellers – Advocis
Disability Insurance: A necessity – Advocis
Plans to cover health, long term, and critical illness – Advocis
Is term insurance enough? – Advocis
Why buy life insurance – Advocis
What is the best policy for you? – Advocis
Working with your Life Insurance agent – Insurance Council of Manitoba
Working with your General Insurance agent – Insurance Council of Manitoba
Determining Your Insurance Needs - Financial Consumer Agency of Canada
Decide if you need additional health insurance - Financial Consumer Agency of Canada
Why you may need home insurance - Financial Consumer Agency of Canada
Decide if you need disability insurance - Financial Consumer Agency of Canada
Insurance for your small business - Canada Business Network
Getting an Insurance Policy - Financial Consumer Agency of Canada
Decide if you need life insurance - Financial Consumer Agency of Canada
Why you need car insurance - Financial Consumer Agency of Canada
Critical Illness Insurance - Financial Consumer Agency of Canada
Long Term Care Insurance - Financial Consumer Agency of Canada
Travel Insurance - Government of Canada
Making an insurance claim - Financial Consumer Agency of Canada
Making a complaint against your insurance provider - Financial Consumer Agency of Canada
Credit Card Balance Insurance - Financial Consumer Agency of Canada
Insurance and Estate Planning for Parents - Financial Consumer Agency of Canada
Teaching Children about Money
Budgeting and planning – Canadian Foundation for Economic Education/Investors Group
Buying things – Canadian Foundation for Economic Education/Investors Group
Canada's financial system – Canadian Foundation for Economic Education/Investors Group
The Canadian economy: the big picture – Canadian Foundation for Economic Education/Investors Group
Credit, loans and borrowing – Canadian Foundation for Economic Education/Investors Group
Make it Count: Be a youth money mentor – The Manitoba Securities Commission
Make it Count: parent's guide to youth money management – The Manitoba Securities Commission
Make it Count: an instructor's guide to youth money management – The Manitoba Securities Commission
Money: a historical look – Canadian Foundation for Economic Education/Investors Group
Money: its functions and characteristics – Canadian Foundation for Economic Education/Investors Group
Money and Youth: a guide to financial literacy – Canadian Foundation for Economic Education/Investors Group
Money and Youth: teacher's guide – Canadian Foundation for Economic Education/Investors Group
Money and Youth: parent's guide – Canadian Foundation for Economic Education/Investors Group
Money basics – Canadian Foundation for Economic Education/Investors Group
Money sources – Canadian Foundation for Economic Education/Investors Group
Saving and investing – Canadian Foundation for Economic Education/Investors Group
Changes in your Life
Financial Considerations when remarrying – Advocis
Inheritance: more than just money – Advocis
Sandwich generation – Are you caught in the middle? - Manitoba Securities Commission
Talk money before marriage – Advocis
The right time to buy a home – Advocis
Your new financial reality: Managing financial change during health and disability issues – Community Financial Counselling Services
Losing Your Job – Paying Down Debt While Unemployed - Financial Consumer Agency of Canada
Losing Your Job – Understanding Your Severance Pay - Financial Consumer Agency of Canada
Losing Your Job – Sources of Income After Job Loss - Financial Consumer Agency of Canada
Losing Your Job – Budgeting While Unemployed - Financial Consumer Agency of Canada
Losing Your Job – Taking a Buy Out Offer - Financial Consumer Agency of Canada
Losing Your Job - Financial Consumer Agency of Canada
Buying A Home - Financial Consumer Agency of Canada
Selling a Home - Financial Consumer Agency of Canada
Starting Your First Job - Financial Consumer Agency of Canada
Getting Separated or Divorced - Financial Consumer Agency of Canada
Living as a Couple - Financial Consumer Agency of Canada
Starting a Family - Financial Consumer Agency of Canada
Renting Your First Apartment - Financial Consumer Agency of Canada
Living with a Disability - Financial Consumer Agency of Canada
Fraud / Scams / Financial Abuse
Identifying and Preventing Financial Abuse – Manitoba Securities Commission
Scam artists pursue adults over 50 – Manitoba Securities Commission
The ABCs of Senior Investment Fraud – Manitoba Securities Commission
Boiler Room Scams – Could you be vulnerable? – Manitoba Securities Commission
Common Scams – Manitoba Securities Commission & RCMP
Complaints & Guidance – Manitoba Securities Commission
Financial Concerns Checklist – Manitoba Securities Commission
Investment Fraud on the internet – Manitoba Securities Commission
Protect your money: Avoiding frauds and scams – Manitoba Securities Commission
Red flags of investment fraud – Manitoba Securities Commission & RCMP
Report investment fraud – Manitoba Securities Commission & RCMP
How to protect yourself – Manitoba Securities Commission
Important Tips – Manitoba Securities Commission
What every older Canadian should know about: Powers of Attorney and Joint Accounts - Government of Canada
Resolving an unauthorized transaction - Financial Consumer Agency of Canada
Debit Card Fraud - Financial Consumer Agency of Canada
Credit Card Fraud - Financial Consumer Agency of Canada
Protection against unauthorized credit and debit transactions - Financial Consumer Agency of Canada
Insurance Scams - Financial Consumer Agency of Canada
Finding a Financial Advisor
Finding the right financial advisor – Advocis
Interviewing a financial advisor – Advocis
Working with a financial advisor – Manitoba Securities Commission
Questions to ask when choosing a financial advisor – Manitoba Securities Commission
Understanding Registration – Manitoba Securities Commission
Who’s minding your money? – Advocis
An advisor for all seasons – Advocis
Whose advice can you trust? – Advocis
Working with your life insurance agent – Insurance Council of Manitoba
Check before you invest – Manitoba Securities Commission
Insurance Council of Manitoba – Licence Search
Manitoba Securities Commission – DisciplinedList
Check if your advisor is a member of Advocis –The Financial Advisors Association of Canada
Check if your advisor is a Certified Financial Planner® –The Financial Planning Standards Council
Poverty interventions for Child Health – a practical tool – University of Manitoba
Poverty intervention for Child Health – a clinical tool – University of Manitoba
Making a complaint against your insurance provider - Financial Consumer Agency of Canada
Making a complaint to your financial institution - Financial Consumer Agency of Canada
Improving your Financial Literacy
Financial Literacy Self-Assessment Quiz - Financial Consumer Agency of Canada
Financial Planning
Women need financial planning – Advocis
Financial Goal Calculator (Financial Consumer Agency of Canada) - Financial Consumer Agency of Canada
Retirement Planning
RRIF Calculator – Assiniboine Credit Union
Retirement Planner – Assiniboine Credit Union
Benefits of Year-Round RRSP Contributions – Advocis
Make up Missed RRSP Contributions – Advocis
Retirement Savings – how much is enough? – Advocis
RRSPs your Key Investments – Advocis
RRSP Consumer Tips – Advocis
Canadian Retirement Income Calculator - Financial Consumer Agency of Canada
Determining How Much Money You Need For Retirement - Financial Consumer Agency of Canada
Living or Traveling Abroad When You Retire - Financial Consumer Agency of Canada
Working While Collecting a Pension - Financial Consumer Agency of Canada
Budgeting During Retirement - Financial Consumer Agency of Canada
Sources of Retirement Income - Financial Consumer Agency of Canada
Public Pensions – Canada Pension Plan - Government of Canada
Public Pensions – Old Age Security - Government of Canada
Public Pensions – Allowance for People age 60 – 64 - Government of Canada
Public Pensions – Survivor’s Pension - Government of Canada
Public Pensions – Canada Pension Plan Disability Benefits - Government of Canada
Public Pensions – Guaranteed Income Supplement - Government of Canada
Public Pensions – Allowance for the Survivor - Government of Canada
Saving for Retirement- Government of Canada
Your Retirement Financial Checklist- Government of Canada
Housing Options for Seniors - Government of Canada
Estate Planning
Inheritance: More than just money – Advocis
Choosing a beneficiary – Advocis
Deceased Estate Handbook – Public Guardian & Trustee of Manitoba
Powers of Attorney & the Public Guardian and Trustee – Public Guardian & Trustee of Manitoba
Preparing for your death – Advocis
Settling an Estate – Advocis
The joys of giving – Advocis
Making a Will and Planning Your Estate - Government of Canada
Being an estate representative and settling the estate - Government of Canada
Giving Power of Attorney - Government of Canada
What to do when someone dies - Government of Canada
Insurance and Estate Planning for Parents - Government of Canada
Tax Returns and Tax Planning
Get your benefits – University of Manitoba
Taxing Canadian Twosomes – Advocis
Principal Residence and Other Real Estate - Government of Canada
Tax Credits When Living With a Disability - Government of Canada
Tax Deductions, Credits, and Expenses - Government of Canada
Savings for your Child
Investing in your child’s future: The basics of RESPs – Manitoba Securities Commission
Education Needs Calculator – Assiniboine Credit Union
How to save for a child – Advocis
Debt & Borrowing
Loan Calculator – Assiniboine Credit Union
Mortgage Calculator – Assiniboine Credit Union
Trusts Education Program – Credit & Credit Cards – Public Guardian & Trustee of Manitoba
Mortgage Calculator - Financial Consumer Agency of Canada
Vehicle Lease or Buy Calculator - Financial Consumer Agency of Canada
Financial Goal Calculator – Plan to get out of debt - Financial Consumer Agency of Canada
Mortgage Qualifier Tool - Financial Consumer Agency of Canada
Credit Card Comparison - Financial Consumer Agency of Canada
Credit Card Payment Calculator - Financial Consumer Agency of Canada
Checking for Errors on Your Credit Report - Financial Consumer Agency of Canada
Credit Cards – Rights and Responsibilities - Financial Consumer Agency of Canada
Getting Help from a Credit Counsellor - Financial Consumer Agency of Canada
Credit and Loan Insurance – Decide if you need credit and loan insurance - Financial Consumer Agency of Canada
Understanding your Credit Report - Financial Consumer Agency of Canada
Improving Your Credit Score - Financial Consumer Agency of Canada
Workshop on Understanding your Credit Report and Score - Financial Consumer Agency of Canada
Credit Score and Report Basics - Financial Consumer Agency of Canada
Ordering Your Credit Report and Score - Financial Consumer Agency of Canada
How long information stays on your Credit Report - Financial Consumer Agency of Canada
Choosing a Credit Card - Financial Consumer Agency of Canada
Joint Credit Cards - Financial Consumer Agency of Canada
How Credit Cards Work - Financial Consumer Agency of Canada
Using Your Credit Card Responsibly - Financial Consumer Agency of Canada
Paying Off Your Credit Card - Financial Consumer Agency of Canada
Cancelling Your Credit Card - Financial Consumer Agency of Canada
Paying Down Debt While Unemployed - Financial Consumer Agency of Canada
Credit and Loans – Rights and Responsibilities - Financial Consumer Agency of Canada
Mortgages – Rights and Responsibilities - Financial Consumer Agency of Canada
Budgeting & Saving
Start out with good habits – Advocis
Trusts Education Program: Goal Setting – Public Guardian & Trustee of Manitoba
Trusts Education Program: Budgeting – Public Guardian & Trustee of Manitoba
Trusts Education Program: Banking 101 – Public Guardian & Trustee of Manitoba
TFSA Calculator – Assiniboine Credit Union
Trust Education Program: Cost of Living – Public Guardian & Trustee of Manitoba
How to afford your vacation – Advocis
Budgeting Calculator - Financial Consumer Agency of Canada
Account Comparison Tool - Financial Consumer Agency of Canada
Financial Goal Calculator – Set your savings goal - Financial Consumer Agency of Canada
Making a Budget - Financial Consumer Agency of Canada
Opening a Bank Account - Financial Consumer Agency of Canada
Pre-authorized Debits - Financial Consumer Agency of Canada
Deposit Insurance - Financial Consumer Agency of Canada
Bank Closures - Financial Consumer Agency of Canada
Cashing a Cheque - Financial Consumer Agency of Canada
Unclaimed Bank Balances - Financial Consumer Agency of Canada
Chequing Accounts - Financial Consumer Agency of Canada
Savings Accounts - Financial Consumer Agency of Canada
Low-cost and No-cost Accounts - Financial Consumer Agency of Canada
Joint Accounts - Financial Consumer Agency of Canada
The Tax Free Savings Account - Government of Canada
Online Banking - Financial Consumer Agency of Canada
ATM Fees - Financial Consumer Agency of Canada
Using Debit Cards - Financial Consumer Agency of Canada
Cashing a Government of Canada Cheque - Financial Consumer Agency of Canada
Budgeting While Unemployed - Financial Consumer Agency of Canada
Maintaining a Home - Financial Consumer Agency of Canada
Budgeting During Retirement - Financial Consumer Agency of Canada
Saving for Retirement - Financial Consumer Agency of Canada
Setting Savings and Investment Goals - Financial Consumer Agency of Canada
Savings and Investments – Rights and Responsibilities - Financial Consumer Agency of Canada
Investing
Before you invest – Manitoba Securities Commission
Investing basics: Getting Started – Manitoba Securities Commission
Investments at a glance – Manitoba Securities Commission
Investments 101 – Manitoba Securities Commission
Trusts Education Program: Investment Options – Public Guardian & Trustee of Manitoba
Understanding Mutual Funds – Manitoba Securities Commission
Segregated funds come with a guarantee – Advocis
Changes to Segregated Funds: What you need to know – Advocis
An Investment Primer – Advocis
Investment Glossary – Manitoba Securities Commission
Types of Investments – Manitoba Securities Commission
Getting Started – Manitoba Securities Commission
Before you invest – Manitoba Securities Commission
Insurance
Insure a stay-at-home parent – Advocis
Health insurance for travellers – Advocis
Disability Insurance: A necessity – Advocis
Plans to cover health, long term, and critical illness – Advocis
Is term insurance enough? – Advocis
Why buy life insurance – Advocis
What is the best policy for you? – Advocis
Working with your Life Insurance agent – Insurance Council of Manitoba
Working with your General Insurance agent – Insurance Council of Manitoba
Teaching Children about Money
Budgeting and planning – Canadian Foundation for Economic Education/Investors Group
Buying things – Canadian Foundation for Economic Education/Investors Group
Canada's financial system – Canadian Foundation for Economic Education/Investors Group
The Canadian economy: the big picture – Canadian Foundation for Economic Education/Investors Group
Credit, loans and borrowing – Canadian Foundation for Economic Education/Investors Group
Make it Count: Be a youth money mentor – The Manitoba Securities Commission
Make it Count: parent's guide to youth money management – The Manitoba Securities Commission
Make it Count: an instructor's guide to youth money management – The Manitoba Securities Commission
Money: a historical look – Canadian Foundation for Economic Education/Investors Group
Money: its functions and characteristics – Canadian Foundation for Economic Education/Investors Group
Money and Youth: a guide to financial literacy – Canadian Foundation for Economic Education/Investors Group
Money and Youth: teacher's guide – Canadian Foundation for Economic Education/Investors Group
Money and Youth: parent's guide – Canadian Foundation for Economic Education/Investors Group
Money basics – Canadian Foundation for Economic Education/Investors Group
Money sources – Canadian Foundation for Economic Education/Investors Group
Saving and investing – Canadian Foundation for Economic Education/Investors Group
Changes in your Life
Financial Considerations when remarrying – Advocis
Inheritance: more than just money – Advocis
Sandwich generation – Are you caught in the middle? - Manitoba Securities Commission
Talk money before marriage – Advocis
The right time to buy a home – Advocis
Your new financial reality: Managing financial change during health and disability issues – Community Financial Counselling Services
Fraud / Scams / Financial Abuse
Identifying and Preventing Financial Abuse – Manitoba Securities Commission
Scam artists pursue adults over 50 – Manitoba Securities Commission
The ABCs of Senior Investment Fraud – Manitoba Securities Commission
Boiler Room Scams – Could you be vulnerable? – Manitoba Securities Commission
Common Scams – Manitoba Securities Commission & RCMP
Complaints & Guidance – Manitoba Securities Commission
Financial Concerns Checklist – Manitoba Securities Commission
Investment Fraud on the internet – Manitoba Securities Commission
Protect your money: Avoiding frauds and scams – Manitoba Securities Commission
Red flags of investment fraud – Manitoba Securities Commission & RCMP
Report investment fraud – Manitoba Securities Commission & RCMP
How to protect yourself – Manitoba Securities Commission
Important Tips – Manitoba Securities Commission
Finding a Financial Advisor
Finding the right financial advisor – Advocis
Interviewing a financial advisor – Advocis
Working with a financial advisor – Manitoba Securities Commission
Questions to ask when choosing a financial advisor – Manitoba Securities Commission
Understanding Registration – Manitoba Securities Commission
Who’s minding your money? – Advocis
An advisor for all seasons – Advocis
Whose advice can you trust? – Advocis
Working with your life insurance agent – Insurance Council of Manitoba
Check before you invest – Manitoba Securities Commission
Insurance Council of Manitoba – Licence Search
Manitoba Securities Commission – DisciplinedList
Check if your advisor is a member of Advocis –The Financial Advisors Association of Canada
Check if your advisor is a Certified Financial Planner® –The Financial Planning Standards Council
Poverty interventions for Child Health – a practical tool – University of Manitoba
Poverty intervention for Child Health – a clinical tool – University of Manitoba